Lifestyle
5 countries that don’t use their own currency

5 countries that don’t – Why would a country…
Why would a country give up on having its own currency?
Most countries have their own currency, which is a way of identifying their economy.
For example, the United States uses the US Dollar, and the United Kingdom uses the British Pound. But, did you know some countries don’t use their own money at all?
These countries have found it better to adopt another nation’s currency instead of having their own.
Why would a country give up on having its own currency? There are several reasons for this, like wanting to keep the economy stable or avoiding inflation. In some cases, using another country’s money can bring economic benefits or help attract foreign investors.
Here are five countries that don’t use their own currency and what they have chosen to use instead.
1. Ecuador
Ecuador use the US Dollars [iStock]
Ecuador is a country in South America that decided to use the US Dollar as its official currency in the year 2000. Before this change, Ecuador’s economy was struggling due to high inflation and a financial crisis. The government decided that using the US Dollar would stabilise the country’s economy and restore confidence among investors and the public. Today, people in Ecuador use US Dollars for everything from buying groceries to paying rent. Even though this has helped with economic stability, it also means the country can’t make its own monetary policies or print more money when needed.
2. Zimbabwe
Zimbabwe once had its own currency, the Zimbabwean Dollar, but it faced one of the worst cases of hyperinflation in history.
The Zimbabwean Dollar [CNN]
In 2008, the situation became so severe that prices doubled almost daily, and people had to carry piles of money just to buy basic items. The government decided to stop using the Zimbabwean Dollar in 2009 and adopted multiple foreign currencies, including the US Dollar and the South African Rand. This helped to stabilise prices, but it also made the country dependent on the economic conditions of other nations. Today, Zimbabwe has brought back a local currency, but many people still prefer to use US Dollars.
3. Panama
Panama has been using the US Dollar since 1904 [iStock]
Panama, a small country in Central America, has been using the US Dollar since 1904. Interestingly, Panama does have its own currency called the Balboa, but it only exists in coin form and is always equal in value to the US Dollar. Paper money in Panama is entirely in US Dollars. The use of the US Dollar has made trade easier and encouraged investment from the United States. However, similar to Ecuador, Panama can’t control monetary policies to suit its economic needs.
4. Kosovo
Kosovo is a country in the Balkans that declared independence from Serbia in 2008. Before that, the region experienced war and unrest, which severely impacted the economy. Even though Kosovo isn’t a member of the European Union, it uses the Euro as its official currency.
Kosovo uses the Euro as its official currency [KosovoOnline]
This decision has helped the country keep inflation low and make trading with European countries easier. However, Kosovo has no say in how the Euro is managed, which can be challenging when economic issues arise.
5. East Timor (Timor-Leste)
East Timor, also known as Timor-Leste, is a small Southeast Asian country that gained independence from Indonesia in 2002. The country chose to use the US Dollar as its currency to maintain economic stability and make it easier to engage in international trade.
East Timor chose to use the US Dollar as its currency [AdobeStock]
Like the other countries mentioned, using a foreign currency means East Timor cannot set its own interest rates or print more money. Still, for a nation rebuilding after years of conflict, the stability of the US Dollar has been helpful.
ALSO READ: Here’s the country with the most worthless currency in the world
This content was created with the help of an AI model and verified by the writer.
#countries #dont #currency
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Lifestyle
Ramadan Day 14: Prayers, dua, and hadith to reflect on your fast

It’s the 14th day of Ramadan, and we need to pause to reflect on our journey so far. Have we remained sincere in our worship?
Have we drawn closer to Allah? Have we embodied the patience, generosity, and humility that fasting teaches?
Ramadan is an opportunity for self-reflection and spiritual growth. It is a time to turn to Allah in prayer, seek forgiveness, and embrace the wisdom of the Prophet Muhammad (PBUH). Let today be a day of gratitude, remembrance, and renewed intention.
Ramadan day 14 prayers
A powerful prayer for today focuses on seeking forgiveness, guidance, and steadfastness in faith:
“O Allah, forgive my sins, guide my heart to righteousness, and strengthen my faith. Grant me patience in times of hardship, sincerity in my worship, and the ability to do good. Help me complete this Ramadan with devotion and accept my fasting. Ameen.”
ALSO READ: Here are healthy practices you need for smooth Ramadan journey
Dua of the day
Dua (supplication) is one of the greatest acts of devotion. Here is a meaningful dua for the 14th day of Ramadan:
“اللَّهُمَّ لاَ تُؤَاخِذْنِي فِيهِ بِالعَثَرَاتِ، وَأَقِلْنِي فِيهِ مِنَ الخَطَايَا وَالهَفَوَاتِ، وَلاَ تَجْعَلْنِي فِيهِ غَرَضًا لِلْبَلاَيَا وَالآفَاتِ، بِعِزَّتِكَ يَا عِزَّ المُسْلِمِينَ.”
“O Allah, do not hold me accountable for my mistakes. Pardon my sins, protect me from calamities and harm, and grant me Your mercy. O Mighty One, strengthen me in my faith. Ameen.”

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Hadith of the day
The Prophet Muhammad (PBUH) reminds us of the value of fasting and self-control:
“Whoever does not give up false speech and evil deeds while fasting, Allah is not in need of his leaving his food and drink.” – (Sahih al-Bukhari 1903)
This hadith reminds us that fasting is more than just abstaining from food; it is about purifying our actions, words, and intentions. Ramadan teaches us discipline, sincerity, and kindness.
ALSO READ: Here are healthy practices you need for smooth Ramadan journey
Ramadan Day 14 Quotes
Let these reflections inspire you as you continue your fast:
Quranic Reflection:
“Indeed, the righteous will be in the midst of gardens and springs, receiving what their Lord has given them. Indeed, they were doers of good.” – (Quran 51:15-16)Prophet Muhammad (PBUH):
“The strong believer is better and more beloved to Allah than the weak believer, but in both there is good.” – (Sahih Muslim 2664)Islamic Scholar:
“Ramadan is like a rare flower that blooms once a year, and just as you begin to smell its fragrance, it disappears.” – Imam Al-Ghazali
As we continue our Ramadan journey, let us use this time to seek forgiveness, strengthen our faith, and increase our good deeds. May our fasting, prayers, and duas bring us closer to Allah and purify our hearts.
May Allah accept our fasts, grant us patience, and fill our hearts with peace and gratitude. Ameen.
Day 15 Tahajjud (Qiyamul Layl)
Tahajjud is one of the most beautiful and rewarding prayers in Islam. It is a voluntary act of worship that brings us closer to Allah in the stillness of the night.
Allah describes those who wake up for Tahajjud in Surah Al-Isra (17:79):
“And rise from sleep for prayer in the night, as an additional prayer for you; it may be that your Lord will raise you to a praiseworthy position.”
The Prophet Muhammad (PBUH) also said:
“The closest that a servant comes to his Lord is during the last third of the night. If you can be among those who remember Allah at that time, then do so.” – (Sunan At-Tirmidhi 3579)
As we prepare for another day of fasting, let us commit to performing Tahajjud on Day 15 for spiritual elevation and divine blessings.
May Allah grant us the strength to wake up for Tahajjud, accept our prayers, and bless us with His mercy during this sacred month. Ameen.
ALSO READ: What to do & what to avoid during the fasting month
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Lifestyle
5 harsh truths about moving abroad no one tells you

The idea of moving to a new country and “escaping” Nigeria may sound exciting. You imagine a better life, good-paying jobs, and freedom from the struggles back home.
Everyone talks about the success stories; how someone’s cousin left Nigeria and is now driving a Benz, or how another person built a house for their parents after just two years abroad.
But what no one tells you is the difficult side of leaving home.
Truth is, living abroad is not always as glamorous as it looks on Instagram. Many Nigerians move with big dreams, only to face tough realities that no one warned them about. If you’re planning to relocate, it’s best to know these things now so you can be prepared.
Let’s uncover some harsh truths about moving abroad that most people don’t talk about.
1. Loneliness can hit hard
One of the biggest struggles of moving abroad is loneliness. At home, you’re used to seeing family and friends every day. There’s always someone to gist with, places to visit, and events to attend. But when you move abroad, it’s different. You may not know anyone. People are too busy with their own lives, and making new friends takes time.
You will miss family gatherings, birthdays, and weddings.
The time difference can also make it hard to call home. You may feel left out when you see pictures of family events you couldn’t attend. It’s a tough feeling, and no one tells you how much it can affect you.
ALSO READ: Japa: Many Nigerians regret relocating abroad, battling depression

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2. Finding a good job is not as easy as you think
Many people believe that once they move abroad, they will immediately get a high-paying job. But it’s not that easy. Some employers prefer people with local experience, and if you don’t have the right qualifications, you may have to take jobs you never imagined doing.
Many Nigerians abroad start with cleaning jobs, working in warehouses, or doing other manual labour they typically wouldn’t consider back home in Nigeria. It takes time to build a good career, and in some cases, people have to go back to school to get the right qualifications. If you don’t prepare for this, you may be disappointed when reality hits.
3. You will miss Nigerian food
It may sound funny, but one of the hardest things about living abroad is missing the food. In Nigeria, food is everywhere; suya on the street, hot puff-puff, your mum’s delicious jollof rice. Abroad, you can’t just walk outside and buy these things.
Yes, there are African stores, but the food is expensive. Sometimes, even when you find the ingredients, the taste is never quite the same. And if you don’t know how to cook, you might find yourself eating bland food that doesn’t satisfy you. The struggle is real!
ALSO READ: The Japa Dream: 5 hilarious struggles Nigerians face abroad
4. Life can feel boring
In Nigeria, there is always something happening. Even with all the struggles, life is lively. You can randomly visit a friend, hear music from the streets, or join a conversation on a public bus. But abroad, life can feel repetitive; work, home, sleep, repeat.
People are always in a rush, and there’s little time for socialising. If you don’t actively try to meet people or engage in activities, life can become lonely and boring. This is something many people don’t expect until they experience it.
5. You may struggle with your identity
When you leave Nigeria, you don’t just move to another country, you move into a new culture. People dress differently, speak differently, and behave differently. You may start questioning your identity. Should you change to fit in? Should you hold on to your Nigerian ways?
Some people find it hard to balance both cultures. Others experience racism or discrimination, making them feel like they don’t belong. Over time, you may even start feeling disconnected from Nigeria but not fully accepted in your new country. It’s a tough situation that many people don’t talk about.
The reality hits
Moving abroad can be a great opportunity, but it’s important to be realistic. It won’t be all luxury and success overnight. There will be struggles, and some days will be tough. But knowing these truths can help you prepare better.
If you’re planning to move, go with an open mind, have a plan, and be ready for challenges. And no matter where you go, never forget where you come from. Nigeria will always be home.
ALSO READ: 5 signs your friend is about to japa and won’t tell you
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Lifestyle
Rising Above Limitations: Gleams Foundation partners with REAKTOR to empower thousands of Nigerian youths

The Gleams Foundation, in partnership with REAKTOREnergy Drink, today announced the launch of its highly anticipated School Tour 2025, themed; “Rising Above Limitations.” The initiative, set to kick off in April 2025, will empower thousands of Nigerian youths across five universities (OAU, LAUTECH, UI, BELLS & UNILAG) through panel discussions, mentorship sessions, and electrifying concerts.
At a press conference held in Ikeja GRA, key stakeholders from the entertainment, entrepreneurship, and media industries gathered to discuss the transformative potential of the initiative. Rex Moses (Otunba Gleams), Founder and CEO of Gleams Foundation, spoke with unwavering conviction about the Foundation’s mission:
Our dream is to empower thousands of African creatives annually, starting with this School Tour. We’re not just hosting events; we’re building a movement that will redefine what’s possible for Nigeria’s youth.
Franklyn Eluagu, Digital Media Manager at REAKTOR, shared why the partnership was a natural fit:
REAKTOR is committed to empowering young people, coincidentally the school tour themeRising Above Limitations interprets our Push Your Limits slogan, and Gleams Foundation’svision aligns perfectly with our values. Together, we’re creating platforms for creativity, innovation, and growth.
Ibrahim Oladele Kadiri, Managing Director of Boomplay, highlighted the importance of talent development:
Nigeria is brimming with untapped potential. Initiatives like this School Tour are critical to nurturing the next generation of African stars.
Veteran Nollywood actor Tony Umez echoed this sentiment, emphasizing the need for mentorship:
We have a responsibility to guide young Nigerians, equip them with creative skills, and show them the path to a brighter future.
The press conference, attended by media houses and industry stakeholders, set the stage for what promises to be a groundbreaking initiative.
The Rising Above Limitations School Tour will kick off in April 2025 with:
– Panel Discussions: Featuring industry leaders like Tony Umez, Phyna, and Rotimi Salami amongst others.
– Concerts: Headlined by Nigerian artists, with REAKTOR as the official ticket partner.

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