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Stop blaming the economy — this is why you’re still broke

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Money comes in, and just like that, it disappears. Poof. You check your bank app and as yourself, “Wait, who spent this money? Was it me?” Sounds painfully familiar?  

What you might not realise is how often we spend on small, seemingly insignificant things. Individually, they don’t feel like a big deal, but over time? These things add up. 

We spend mindlessly, and before we know it, those sneaky little expenses drain our accounts, slowly but steadily.

In a country where the economy is basically on vibes and survival mode, every naira matters. So, let’s call ourselves out a bit, shall we? 

If any of this sounds like you, no judgment, just adjust.

1. Constantly buying “small” data bundles

You buy ₦500 data every other day, thinking it’s small. But do the math; ₦500 every 2 days is about ₦7,500 a month. And that’s if you’re lucky. Some people spend more.

Instead of small, frequent bundles, many telcos offer bigger, more cost-effective plans. But because you’re streaming YouTube sermons without Wi-Fi, you keep buying small chunks, and wasting money. A monthly plan or home Wi-Fi might feel like a lot upfront, but it saves you long term. Trust.

RELATED: New MTN Vs. Airtel Data Plans: Which is Cheaper & Better?

2. Emotional spending on food & drinks

You’re sad, so you order pizza. You’re happy, so you order shawarma. You’re bored? Hello, ice cream. 


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Food delivery apps, restaurants, and random street cravings are one of the biggest low-key money drainers. It’s not just the food itself, it’s the delivery fees, the extras, and the “let me just add one drink” mentality.

Eating out or ordering in once in a while is fine, but when it becomes your coping mechanism or weekend routine, your wallet starts to feel it.

Try meal prepping, eating at home, or gasp learning to cook that one thing you always buy. 

3. Buying things to “feel among”

This one is for the soft life crew. You saw your friend rocking the latest sneakers, so you bought one too, even though rent is knocking. You booked that “staycation” because your fave influencer did it, even though your fridge is empty.

Social pressure is real, especially online. But trying to keep up with lifestyles you can’t afford is a fast-track ticket to being broke and stressed. Nobody’s saying don’t enjoy life, but ask yourself: is this spending for me, or for them?

Learn to admire without acquiring. Sometimes, looking is enough.

RECOMMENDED: 5 ways you can save money on food in a bad economy

4. Subscribing to everything but using nothing

Let’s talk subscriptions. Netflix. Spotify. Apple Music. Showmax. YouTube Premium. And that fitness app you’ve never opened. You’re subscribed to five platforms but only actively use one.

The worst part? Some people even forget they subscribed, and those silent monthly debits just keep deducting. That’s your money, doing absolutely nothing.

Take a moment to review your subscriptions. Cancel what you don’t use. Or better still, share accounts with friends or family. You don’t need everything, and you definitely don’t need to pay for what you’re not using.

5. Over-reliance on Bolt/Uber/ride-hailing

Yes, public transport can be chaotic, but that Bolt habit? It’s eating your funds. A ₦3,000 trip here, a ₦5,000 ride there, and by the end of the week, you’ve spent more than your weekly feeding budget on rides alone.

Sure, sometimes it’s necessary. But a little planning, like walking short distances, carpooling, or even taking public transport, can seriously cut your transport costs.

Being mobile is nice. Being broke? Not so much.

Life is hard enough in Nigeria. Don’t let your spending habits make it harder. Cut back where you can and spend wisely. 

ALSO READ: 5 habits that can secretly make you poor without realising it


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Lifestyle

From Property Talks to #CrewNightsOut: Grant’s Lights Up the Unleashed After-Party with exceptional experiences

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As the curtains closed on the final day of the Unleashed 4 Takeover 3.0 conference that took place on Friday, May 2nd, 2025, at the Balmoral Convention Center in Lagos, Grant’s Whisky took the spotlight at the Gala and Awards Night After-Party — creating a vibrant close to a day filled with conversations on innovation, leadership, and progress in Africa’s property sector and awarding its key role players in the industry.

This edition of Unleashed 4 Takeover, themed “NextGen Nation Builders: Youthful Impact, Limitless Possibilities,” gathered industry professionals, government officials, and young trailblazers. As the official sponsor of the After-Party, Grant’s activated its Crew Nights Out initiative — celebrating authentic connections and shared moments through an evening that fused style, sound, teamwork work and community spirit.

Guests came dressed to impress in their tailored tuxedos, Kaftans, to stunning gowns, and they made the most of it at the multiple Grant’s media walls stationed across the venue, capturing stylish memories and soaking in the festive atmosphere. They enjoyed Grant’s cocktails and were entertained by a line-up that included DJ Casper Sandra, live boys band; Alternate Sound, and popular music artist Shoday, who brought the night to a close.

Attendees included notable figures such as Governor Babajide Sanwo-Olu, Minister of Youth Development – Engr. Olawande Emmanuel Ayodele, Idris Aregbe – Special Adviser to the Lagos State Governor on Tourism, Arts & Culture, Hon. Desmond Elliot – Member, Lagos State House of Assembly and other key leaders from real estate, fintech, and the creative industry. 

As a brand rooted in bringing people together and fostering relationships, Grant’s continues to champion unforgettable gatherings — where conversations flow, glasses clink, and real connections are made. To stay updated on upcoming events, follow @crewsnightng on Instagram. Want to create intimate moments with your crew at home? Grab a bottle of Grant’s Whisky from your nearest retail store or shop online via trusted vendors.

About Grant’s Whisky: 

Often referred to simply as Grant’s, is a well-known Scottish blended whisky brand that has been in production since 1887 in Scotland. Over the years, Grant’s has released several different expressions and variants to cater to a wide range of tastes and preferences. The full range includes Grant’s Triple Wood Blended Scotch whisky, Ale Cask, Sherry Cask, the Triple Wood 12-year-old, and the 18- & 25-year-old whiskies.

Grant’s Whisky is a respected and accessible brand that appeals to both seasoned whisky enthusiasts and those looking to explore Scotch whisky for the first time. Its long history and commitment to quality have contributed to its enduring popularity in the industry.


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Lifestyle

7 Student-friendly cafés in Nigeria for studying and networking

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In major cities, carefully selected cafés provide reliable internet access, ample power outlets and seating arrangements tailored for solo study or group collaboration.

Regular workshops, informal meet-ups and alumni events create structured networking opportunities. If you need uninterrupted time to review lecture notes, a space for an all-night coding marathon or an introduction to industry mentors, these are the spots for you.

ALSO READ: 5 life skills Nigerian students need to succeed after university

These 7 cafés deliver the atmosphere and resources that help students excel academically and professionally.

1. Café Neo, Lagos and Abuja

Known for its spacious seating and reliable Internet, Café Neo hosts weekly study jams where students swap notes and tackle problem sets together.

The chain’s app lets you reserve tables in advance, ensuring you find a quiet corner, while monthly “Meet the Alumni” evenings connect undergraduates with recent graduates working in tech and finance.

2. The Book Lounge Café, Ibadan

This cozy venue combines a secondhand bookstore with dedicated study tables and communal whiteboards. Student-run writing workshops and impromptu peer tutoring sessions happen daily.

Regular “Industry Spotlight” talks bring local entrepreneurs and researchers to share insights, making it easy to build your professional network between chapters.

3. Café D’Vine, Yaba (Lagos)

Located near several tertiary institutions, Café D’Vine’s long communal tables accommodate coding sprints and group presentations.


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A rotating calendar of free skill-share meetups, rom graphic design basics to Python for data analysis, encourages peer learning. Its late-night hours cater to students pulling all-nighters before exams.

RECOMMENDED: How to study for 12+ hours a day without losing focus

4. SoHo Café, Port Harcourt

SoHo’s blend of comfortable lounge chairs and individual study nooks creates distinct zones for focused reading and collaborative brainstorming.

“Coffee & Connect” brunches pair students with early-career professionals over themed discussions, while the café’s in-house app offers flash-tutorials on topics like public speaking and research methods.

5. Books and Brews, Abuja

This hybrid bookshop café reserves entire Sunday mornings for “Study Circles” organised by student associations. Facilitators provide guided group review sessions and quick problem drills in STEM subjects.

Its open mic “Innovation Hour” invites attendees to pitch startup ideas and receive live feedback from peers and faculty guests.

6. Wilde Café, Enugu

Wilde’s garden seating and power-equipped booths make it a favorite for digital nomads and campus commuters alike. Its monthly “Hack & Snack” events feature rapid-fire coding challenges paired with curated snack boxes.

Local mentors drop in to offer one-on-one career chats, making networking as easy as ordering a latte.

7. Brewpoint Café, Lagos Island

Brewpoint’s minimalist design and sound-proofed private cabins support focused study sessions and confidential project meetings.

The “Skills Exchange” board posts requests for study partners or project collaborators in areas like economics, engineering and the arts. Weekly panel discussions with startup founders turn the café into an incubator for student innovation.

By combining conducive work environments with structured networking opportunities, these 7 cafés serve as more than just coffee stops.

They are dynamic extensions of campus life where students sharpen skills, share knowledge and build connections that extend far beyond graduation.

EXPLORE: 5 European countries where college is completely free


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Lifestyle

10 trendy skirts for different occasions

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Skirts have always endured through various fashion seasons and timelines. And it’s simply because they are attractive.

Not only do they enhance a woman’s body, figure, and overall aesthetic but they are also quite versatile meaning that they can be rocked for different occasions.

However, among the wide array of skirts available, there are some trendy ones that stand out.

Let’s focus on them. Here, you will know their names and how they fit your unique body type.

ALSO READ: 6 denim/jeans dress ideas to rock for a date

1. Straight maxi skirt

The straight maxi skirt is a win for all body types: tall, short, curvy, petite, you name it. It flatters your silhouette and complements spaghetti tops and tank tops easily.

You can throw in a leather or denim jacket to add more elegance depending on your mood.

2. A-line maxi skirt

While the maxi A-line skirt is well-suited for an hourglass body shape, it can also be customised on other body types in creative ways.

Paired with a sleek turtleneck, a crop top or a button-down shirt, this trendy skirt comes in different colours and textures. It is an instant hit for most functions that require you to appear classy and stylish.


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ALSO READ: How to make a maxi skirt in 5 mins!

3. Denim frontslit straight skirt

This skirt is perfect for dates, outings, and events during the summer. It is great on hourglass, rectangle, and pear-shaped body types.

If you are going for a casual look, pair it with a white T-shirt or a tank top. A crop top or graphic tee also goes well wth this trendy skirt, especially for that chic look.

For date nights, a corset or silky cami is superb for it. To layer it up, opt for a denim or leather jacket and bounce out with confidence.

4. Wrap straight skirt

This sophisticated and flattering skirt should be in every woman’s wardrobe because it fits almost all body types — from hourglass to pear-shaped, and rectangle to apple-shaped.

It goes well with a tucked-in T-shirt or a fitted tank top for the simple, everyday look. For a business casual office look, pair it with a collared blouse or button-up shirt.

ALSO READ: How to dress according to your body type

5. Asymmetrical pleated skirt

The asymmetrical pleated skirt works for most body types but it particularly looks amazing on the inverted triangle body type.

The reason: It helps to flatter the lower half as ladies with an inverted triangle body type often have broad shoulders and narrower hips.

As a result, this trendy skirt works well in softening the silhouette and balancing out the proportion.

Tucked-in graphic tees or fitted blouses complement it perfectly.

ALSO READ: 7 fashion tips for short, petite women

6. Ruched mermaid hem skirt

The ruched mermaid hem skirt is a must-have in your wardrobe if you want to give off the sensual and exciting vibes.

It is perfect for the hourglass, pear-shaped, or rectangle body type because it emphasises curves and flatters the hips.

A fitted crop top or tucked-in button-down shirt is a good accompaniment for the definitive feminine and chic look.

7. Ruched side midi skirt

This trendy skirt is one to look out for in your next shopping if you don’t already have it. It is designed for various body types to enhance and shape the silhouette.

To pull it off at work, pair it with a tucked-in blouse or a knit top. And if it’s for a date night, the good ol’ off-the-shoulder top or lace bodysuit will accentuate its elegance.

ALSO READ: Leather mini skirt is making a comeback…see how your faves are rocking it with style

8. Asymmetrical hem skirt

The asymmetrical hem skirt is never going out of fashion. It is sure to turn heads because the uneven hem draws the eye vertically, creating an illusion of length while balancing proportion.

It looks good on most body types, particularly petite and apple-shaped who can benefit from its flattering appeal.

Petite women can opt for a shorter asymmetrical cut or one with a slit while apple-shaped ladies should pair with a flowy or V-neck top to draw attention upward.

ALSO READ: Strange or iconic? Bella Shmurda skirt to the BBN eviction show

9. Pencil maxi skirt

The pencil maxi skirt is a multipurpose sleek, trendy skirt that offers more coverage and a long, elongated silhouette.

If you want to showcase your natural curves, by all means go for this skirt. It is best suited for the hourglass, rectangle, pear-shaped, and apple-shaped body types. It is also perfect for a tall frame.

Petite bodies may find the silhouette overwhelming if the skirt is too long or tight. It’s better to go for a version with a slit, vertical lines, or wear it with heels to elongate your frame.

The ideal tops to go with the pencil maxi skirt are fitted turtleneck, bodysuit, or long-sleeve crop top. A button-down shirt can also work for more formal occasions.

ALSO READ: Fashion Police: Chike’s black skirt at the BBN live eviction show caught our attention

10. Mini denim skirt

While the mini denim skirt is perfect for summer, you can wear it all year-round depending on how you choose to style it.

It goes well with all body types, helping to elongate the legs in the case of petite or inverted triangle body types and enhancing the curves for the hourglass figure.

It goes well with the basic white tee, tank top, or ribbed crop top for the casual, everyday look.

ALSO READ: Who wore it better? Sharon Ooja and Bella Okague style the same denim skirt


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